Agricultural Loans
Empowering Farmers. Enhancing Livelihoods

Goodwill Finance offers Agricultural Loans to support a wide range of farming and agro-related activities. These loans are tailored to meet the credit and consumption needs of farmers, in accordance with guidelines set by Nepal Rastra Bank (NRB).

Whether it’s for crop production, livestock farming, or other short-term agricultural operations, our financing helps farmers invest in productivity and sustainability.

Key Purposes:

• Credit for crop production
• Short-term loans for allied agricultural activities
• Investment in agricultural tools, machinery, and infrastructure

• Other agriculture-related expenses as defined by NRB

   

With our agricultural loan products, we aim to strengthen rural economies and empower Nepal’s farming community.

Bank Guarantee – Your Trusted Financial Assurance

A Bank Guarantee is a formal commitment issued by Goodwill Finance Limited on behalf of a customer (the applicant), ensuring payment to a third party (the beneficiary) in case the applicant fails to fulfill their contractual obligations.

This financial instrument serves as a secure promise that protects the beneficiary from potential loss, offering confidence and reliability in business transactions.

Education Loan – Empowering Your Academic Dreams

At Goodwill Finance Limited, we understand that investing in education is a step toward a brighter future. Our Education Loan is designed to meet all your academic financial needs—offering deserving and meritorious students the support they need to pursue knowledge and build successful careers in their chosen fields.

🎓 Purpose of the Loan

This loan can be used to cover:

• Admission fees
• Tuition/monthly fees
• Examination fees
• Books and academic materials

• Stationery and instruments required for the course

   

Whether you're planning to study in Nepal or abroad, our education loan helps ease the financial burden so you can focus on what truly matters—your education.

Gold Loan – Unlock the Value of Your Gold, Instantly

At Goodwill Finance Limited, we place utmost importance on your convenience and financial flexibility. To support your immediate financial needs, we offer Gold Loan services across all our current and future branches—enabling you to access funds swiftly by pledging your gold assets.

Whether it’s for personal, educational, or business purposes, our Gold Loan facility ensures quick processing, minimal documentation, and competitive interest rates.

💡 Who Can Apply

• Individuals who own gold

• Applicants with a regular and steady source of income

   

Enjoy hassle-free access to funds while keeping your assets safe and secure.

Hire Purchase Loan – Drive Your Dreams with Ease

At Goodwill Finance Limited, our Hire Purchase Loan is tailored to meet the evolving needs of our customers. With attractive features, a simplified documentation process, and fast approval, this loan is ideal for individuals or businesses looking to finance vehicles with maximum convenience.

🚗 Purpose

• Financing for all types of new vehicles
• Financing for reconditioned/used vehicles

• Suitable for personal or commercial vehicle purchases

   

Whether you’re expanding your business fleet or buying your first car, we make your journey smoother with flexible terms and competitive rates.

Home Loan Scheme
Turn Your Dream Home into Reality

At Goodwill Finance, we believe everyone deserves a place to call their own. Our Home Loan Scheme is designed to help you build or buy the house or flat you've always dreamed of—quickly, affordably, and confidently.

We offer customized home loan solutions with:

• Attractive and competitive interest rates
• Flexible repayment options
• Tailored financing to meet your unique needs
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Whether you're purchasing your first home, constructing a new one, or investing in a property, Goodwill Finance is here to make the process simple and stress-free.

Step into Goodwill Finance—and step closer to your dream home.

Personal Loan – Financial Freedom, On Your Terms

At Goodwill Finance Limited, your convenience is our priority. That’s why we’ve introduced our Personal Loan—a hassle-free financial solution available across all our existing and upcoming branches. This loan is designed to offer you flexibility, quick access to funds, and the freedom to fulfill your personal needs without delays.

Whether it’s for medical expenses, education, travel, or home renovation, our Personal Loan ensures you get the support you need—when and where you need it.

Industrial Loan – Powering Your Business Potential

At Goodwill Finance Limited, we understand that reliable financing is essential for industrial growth. That’s why we’ve introduced our Industrial Loan—designed to offer seamless access to funds across all our current and future branches, ensuring maximum convenience for our valued customers.

This loan provides the flexibility and financial strength needed to start, expand, or modernize industrial operations, helping entrepreneurs and businesses realize their vision with ease.

Loan Against Fixed Deposit – Instant Funds, Without Breaking Your Deposit

At Goodwill Finance Limited, your investments work for you—even when you need liquidity. With our Loan Against Fixed Deposit, you can access immediate funds without breaking your fixed deposit, ensuring both flexibility and continued interest earnings.

💼 Purpose of the Loan

• Personal needs such as:
  • Purchase of a car
  • Home renovation
  • Children’s education

  • Medical expenses

     

• Business requirements including:
  • Working capital
  • Purchase of assets

  • Equity contribution

     

Enjoy the benefit of easy access to funds while your fixed deposit continues to earn interest.

Loan Against Government Bonds – Secure Funding with Government-backed Securities

At Goodwill Finance Limited, we offer Loan Against Government Bonds—a secure and reliable way to access funds by pledging financial securities like National Savings Certificates or Government Bonds.

Under this scheme, borrowers can avail themselves of credit facilities using government-issued securities as collateral, ensuring a low-risk loan option with attractive terms.

Margin Loan – Leverage Your Investments

At Goodwill Finance Limited, we offer a Margin Loan, a flexible line of credit designed to help you unlock new investment opportunities. By using approved shares as collateral, you can borrow money to fund your investments without having to liquidate your existing assets.

💼 How It Works:

• Provide approved shares as security
• Borrow money to invest in a variety of opportunities
• Leverage your assets for greater investment potential
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With a margin loan, you can access the capital needed to maximize your investment strategies while maintaining control over your portfolio.

Retail and Wholesale Trade Loan – Fueling Your Business Growth

At Goodwill Finance Limited, we offer tailored financial solutions for the retail and wholesale sectors. Our Retail and Wholesale Trade Loan provides essential working capital and term financing to support the day-to-day operations, as well as the acquisition of fixed assets needed to run and expand your business.

💼 Loan Features:

• Working Capital Financing for day-to-day business operations
• Term Loan for the acquisition of fixed assets, including equipment and infrastructure
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Whether you are managing inventory, expanding your operations, or investing in new assets, our loan solutions are designed to keep your business running smoothly and efficiently.