Hattisar, Kamalpokhari , Kathmandu
Saving Deposits | % Per Annum |
Saving Deposits and Call Deposits | 4.50%-6.00% p.a |
(Interest cumulated on daily balance but credited quarterly.) | |
Fixed Deposits | % Per Annum |
3-9 Months (Individual) | 6.50% - 7.00% p.a. Interest Paid quaterly |
1 year (Individual) | 8.00% p.a. Interest Paid quarterly |
1 year (Institutional) | 7.50% p.a. Interest Paid quarterly |
2 years (Individual) | 8.50% p.a. Interest Paid quaterly |
2 years (Institutional) | 7.75% p.a. Interest Paid quaterly |
3 years & Above | Negotiable | Lending Rates | % Per Annum |
Agriculture Loan | Premium up to 5% p.a. on Base Rate |
Education Loan | Premium up to 5% p.a. on Base Rate |
Gold Loan | Premium up to 5% p.a. on Base Rate |
Hire Purchase Loan | Premium up to 5% p.a. on Base Rate |
Housing Loan | Premium up to 5% p.a. on Base Rate |
Loan Against Fixed Deposit of GFIL | Coupon Rate plus up to 3% |
Loan Against Government Bond | Base Rate or Coupon Rate whichever is Higher plus up to 3% |
Margin Lending | Premium up to 5% p.a. on Base Rate |
Trading Loan | Premium up to 5% p.a. on Base Rate |
Industrial Loan | Premium up to 5% p.a. on Base Rate |
Personal Loan | Premium up to 5% p.a. on Base Rate |
Deprived Sector | Premium up to 5% p.a. on Base Rate |
Foreign Employnment Loan | Premium up to 5% p.a. on Base Rate |